Black Borrowers Pay Higher Rates Than White Borrowers

Percentage breakdown of interest rates by race or ethnicity for households with one or more regular mortgages in 2015.

Notes: Rates shown here do not control for the risk score of the borrower. However, studies have shown that even when controlling for risk, Black borrowers get higher interest rates. Totals may not add to 100 due to rounding.

Source: Pew Research Center

Credit: Ruth Talbot/NPR