Insurance does not cover most extreme weather losses

71% of those who reported major losses or financial problems after extreme weather were either uninsured or underinsured.

Insurance has not adequately protected most households from major losses after an extreme weather event.

Notes This graph represents the 18% of U.S. adults who reported major home or property damage or serious financial problems as a result of extreme weather events in the last five years.

Source: NPR/Robert Wood Johnson Foundation/Harvard T.H. Chan School of Public Health poll of 2,646 U.S. adults conducted March 31-May 5. The margin of error for the overall sample is 2.8 percentage points. Credit: LA Johnson/NPR